1. Feel like you won the lottery rather than received junk mail when a new credit card offer arrives in your mail or inbox.
Credit card offers were previously an annoyance. Now, they are opportunities to receive additional bonus points especially, the highly coveted select mailings.
2. Have so many cards that you no longer remember which you have.
Applying for a new card requires you to check your list or shuffle through your current card collection to confirm you don’t already have the card.